Momey hacks to up your Productivity

Taking breaks will never be a formula forgotten. It peps up the vigor while breaking monotony, enriches with new experiences thus promulgating productivity. Actually the key to keep going harder is taking sufficient breaks. 

I, too was lucky to enjoy some travel after a busy festive season. Of course the work backlog had hit the roof owing to festal spirit in October. And then an impending holiday in first week of November made things more frantic. But the best part is I learnt some productivity hacks to mange all the demands on time before taking off. Some that make it to the top of my list are here.

1. Slot your ‘Mail Time’

Mails constitute a fair deal of the work. I usually would slot mornings & evening for an hour or two everyday. This keeps me abreast of all the work, ensures same day responses and keeps things under control.

2. Delegate, delegate, delegate

Something I learnt early in my professional life, a good manager is able to get things done from resources. As a momey, holding onto all the work can drive you to breaking point.

3. Lunch hour in beast mode

While breakfasts are to be like a king’s, the lunch can be a quick affair. The work momentum doesn’t get broken and helps you wrap up your day in time. For young moms, late hours is a toughie. All the more reason to crunch lunch time.

4. Embrace Digital

I used to be a very offline person until I became a Mompreneur. Now presentations, number crunching or writing, I manage most of my work on mobile. Plus, apps are a whole world of convenience. From ordering groceries, to managing calendars, banking & investments, keeping tab of health parameters – everything is done easily, systematically and on the go.

5. Follow a Passion

Be it the clickety clack of the camera, or the soulful music, fitness or gardening to nurturing the bibliophile in you, it’s important to be passionate about something.  Indulging in an activity of your choice is paramount to keep productivity levels high. Studies have shown that people engaged in creative hobbies performed between 15-30% better at work. (Read https://www.inc.com/jessica-stillman/how-your-hobbies-effect-work-performance.html)

6. The ‘2 minute rule’

For newbies, the 2 minute rule’ says finish all your under 2 minute tasks there and then. This rule works brilliant for us moms who struggle with backlog. You close on a lot of small tasks that can become a nagging pain if left unattended.

Go ahead momeys and pack a punch!

Are you max-ing out Credit Card benefits?

Increasing consumerism has led to living in a debt trap. Thanks to Credit cards, we are forever caught in a circle of debt, a viscious circle. Its hard to come out of it and just in case if you do, you are soon back into it. It’s a modern day reality and there’s just no denying it.

Well we have become such slaves to plastic money that we have stopped seeing the scenario outside it – There’s no economy other than debt economy. So much so that sometimes there’s oversight of the added benefits that come with Plastic money. Credit cards can have some real smart uses if you take note. Moms, here are our 5 most favorite ways to enjoy advantages that come with owning a credit card.

1. Credit Period

A credit card is supposed to let you spend in peace without having to pay right then. This should be best done by using the card in accordance with billing cycle. Say your bill gets generated on the 19th of every month, you should use cash or debit card till 18th and then use credit card for the remaining month. You enjoy a greater credit period because expenses from 19-30 of the month are only going to reflect in your next to next bill. Like the expenses between 19 -31 of October will come in the December bill as you get to enjoy a credit period of 40 days usually.

2. Lounge Access

It is a super handy feature we can utilize during the long haul flights. Especially when traveling with kids and older people. You can stretch your limbs, enjoy complimentary food & drinks and use the wifi. Just make sure you carry the add on access cards when you pack.

3. Memberships

A higher tier credit card brings in added memberships or experiential cards – it could be dining-out cards or membership programs of five star chains, a privileged club or pre-paid/ discounted invites for holidays. Definitely have fun using the memberships till they are complimentary.

4. Concierge

Again the higher tier cards offer you concierge services for various kinds of bookings, including movies. Did you say, “Yay”?

5. Reward Program

This may be an oft used feature since many of us love shopping with points. Credit card companies are always adding new merchants to offer a wide variety of redemption benefits. If you can make the effort of finding out which categories of card purchases attract higher points, then you can swipe your card for those purchases and max out the benefits. Also keep in mind, when taking a consumer durable or car, swipe your card to pay the down payment instead of writing a cheque for it. A fat amount will earn you more points; you should of course promptly pay your credit card bill.

Momeys! Use these hacks to become a credit card pro.